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Interest Only vs Principal and Interest

Compare interest only vs principal and interest loans.  Estimate your interest-only repayments and how they change over time.

This calculator has been provided in good faith as a guidance tool only. Results are not financial advice, are a guide only, and are not a guaranteed outcome or quote. Borrowers should always discuss their individual situation with an Australian Credit Licensee or authorised Credit Representative.

Giles Financial Group acknowledge and pay our respects to the Kaurna people of the Adelaide Plains.
We pay our respect to First Nations peoples and their Elders, past and present.

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©2026 Giles Financial Group  ABN: 21 670 348 160  
Authorised Credit Representative 570662 of LMG Broker Services Pty Ltd ACN 632 405 504 | Australian Credit Licence 517192

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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only. 

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